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Adopting a Spend-Shift Mindset Doesn't Mean You Are A Spendthrift!

Bravo, you’ve done a fantastic job of saving your money over your working years. You have likely accumulated your savings by adopting a mantra that goes something like this: “this is money I can’t touch,” “this is earmarked for my future” or some variation of these words. You are at the crossroads of accumulation and distribution. The challenge is to keep moving and not breakdown in the middle of the crossroad. 

Our beliefs become part of our automatic subconscious behaviors. They become automatic like brushing your teeth or responding to a snake in your path. Somewhere along the line you learned that your reaction to the stimuli or belief, protected you from an unwanted result.

Not spending your retirement savings protected you from a dismal poverty-stricken retirement. Well, here is the flip side of your saving mindset; you have arrived at retirement and now have difficulty spending your retirement money. You wonder if the future is now or should you wait a little bit longer? You worry about becoming a “spendthrift” if you spend your money on things you deem unnecessary at the risk of not having enough money for the important things during the rest of your days. It becomes a bit cloudy as to what is necessary and important and what is frivolous.

We haven’t exercised our saved money spending muscles for 40 years, so every decision feels extravagant, like you are being a spendthrift. 

Continue reading the article starting on page 16 inside Deserve Magazine.


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