Is Your Money Your Honey?

February is usually considered the “Love” month because on Valentine’s Day we take the time to acknowledge those we love. Few of us think about our relationship with money.

As we approach retirement, our relationship with money becomes almost the most important aspect of a secure and joyful retirement. Money isn’t everything but it sure gives you more choices. In many ways, searching for the perfect vehicle to make your money work for you is like searching for the perfect relationship.

Many of us begin with the “Blind Date” investment vehicle. You know, the one that your friends are so anxious to hook you up with because it’s perfect and just your type.

Then some of us have the “On Again Off Again” investment vehicle, where one day we are up but the very next day we are losing. Often, we stay in this relationship because we don’t know that there is anything better suited to our circumstances.

And then there’s the “Steady Eddie-Edie,” the nice guy/gal who you can count on, who is always there, waiting in the wings, in times of trouble or volatility. The nice guys of investment vehicles may be Annuities, Bonds, Dividend Paying Stocks, Gold, Silver and Precious Metals.

If we are really being honest with ourselves, at some time or other in our lives we may have been drawn to the “Bad Boy” or “Dangerous Diva” fling, the investment equivalent of Penny Stocks and other risky securities, Oil & Gas, Diamond Mines, etc. The promise of high returns seduced us away from the safety and security of boring old Steady Eddie or Edie. We knew they were not long-term relationship material, but we couldn’t resist their charisma.

Read the rest of the article starting on page 32 inside Deserve Magazine

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